Twenty-five bucks may not seem like a big business loan, but to a small business in another part of the world it could be the difference between expanding or shutting down. Instead of letting your money sit idle in an account somewhere, make a difference.
Don’t just blow your tax refund on some Blu-rays or let it sit idle in your checking account again. Treat it like more than free money, this year spend it deliberately.
When you finally start pulling in some money, investing in your retirement may seem like the last thing you want to put it towards. Having a lot of confusing choices like 401(k), Traditional IRA, 403(b), and a host of other options doesn’t make it any easier. Today we’re focusing on the pro’s and con’s of the Roth IRA.
So, you’re out of college now but you still have no idea how to make your dreams come true. You have student loans farther than you can see, your car is about to die and that smell coming from the neighbor’s apartment isn’t getting any better. What is a man to do? Here are eight things to remember as you’re starting to grow your wealth.
So they’re saying it’s a buyer’s market but you, like most, are without a grocery list when it comes to stocks. Learn how to play it safe, relatively speaking, by focusing your attention and cash into one of the most consistent stock investments you can – index funds. (Oh, and make yourself rich in the process.)
Sure, you might think you know what a stock is, but do you know what a P/E ratio, or Beta is? I promise the big gun’s at the office do. Planning to invest is a noble start, but now it’s time to get serious and figure out the basics of what, how, and when to invest.
Sure you’ve heard the term tossed around a lot lately, but do you know what it means? Or better yet, who’s behind this whole mess? You may never be rich enough to invest in a hedge fund – most require that you have a net worth of $1 million just to look at their websites – but you will never be too lowly to be affected by them.
If you haven’t been using the internet to enhance your finances, then you’re about as up to date as Friendster. We may not make you the next social media mogul, but these hacks will start making you, or saving you, money instantly.
Your credit score is powerful, but it doesn’t need to be a mysterious, elusive beast. Recently the rules have changed but the game is the same. Get a grip on the new info, or understand your score for the first time.
There are piles of articles on how to find a house, but really that’s the easiest part. You see something you like close to your price range and wham – house found. Here you’ll find out all about the closing process, which is easily the longest and hardest part of moving into your dream house. Well, except for carrying all those boxes.
With all the negative news these days about the housing markets, you might mistakenly be thinking now is not the time to buy. However, if you’ve got a steady job and are ready to take the investment plunge, now may be the best time to starting looking for a home.
Staying in and watching a movie doesn’t need to be a sweatpants and t-shirt affair. Pair a classic movie with a wine that compliments its mood and nuances and you’ll have an impressive evening she won’t forget.
So now that you know what your 401(k) is, you think you’re all set for retirement? Think again. We’ve got a few more lessons to teach you before setting you off on your own.
If you’re asking yourself this same question, you’re in luck. Check out our intro to 401(k) planning to ensure that by the time you’re drinking Ensure, you’ll have a nice little nest egg to rely on.
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